Payday Loans in Montgomery, AL
$100 - $500

Unexpected Expenses in Montgomery? We Can Help.

Connect with a network of lenders offering short-term cash advances to residents across the River Region.

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Alabama Regulated Lenders
Fast Online Request
Funds as Soon as Next Day
Fast
Decision Process
Secure
Data Protection
Local
Alabama Focused
Secure SSL Encryption
Alabama Banking Dept Compliant
Privacy Protected
Customer Support Available

How It Works

Get the funds you need in a few simple steps

1

Fill Out Form

Complete our secure online request form with your basic info in just a few minutes.

2

Lender Match

Our system connects your request with a network of participating lenders who service Montgomery.

3

Review & Sign

If matched, review the lender's terms, rates, and fees. Sign electronically if you agree.

4

Receive Funds

Once approved, funds are typically deposited into your Alabama bank account as soon as the next business day.

Apply Now

Fill out the form below to get matched with a lender

Lenders may perform credit checks through traditional bureaus (Experian, Equifax, TransUnion) or alternative providers. Submitting a request does not guarantee you will be matched with a lender or approved for a loan.

Loan Information

Your Loan at a Glance

Amounts

$100 to $500

Terms

10 to 31 days

APR Range

17.5% fee per $100 (Approx. 456% APR for 14-day loans)

Types of Loans Offered

Payday Loans Cash Advances Short-Term Loans Emergency Cash

Eligibility Requirements

  • At least 19 years old (Alabama requirement)
  • Legal resident of Alabama
  • Steady source of income
  • Active checking account

Required Documents

  • Valid Alabama Driver's License or ID
  • Recent pay stubs or proof of income
  • Recent bank statement
  • Social Security Number

Why Choose Us

Benefits that make the difference

Alabama Licensed

Lenders in our network are required to follow Alabama state regulations and licensing laws.

Confidential & Secure

We use 256-bit SSL encryption to ensure your personal data stays private and protected during the request.

Quick Decisions

The online matching process happens in real-time, often providing a decision in minutes rather than days.

Next-Day Funding

Approved funds are typically transferred to your bank account as soon as the next business day.

No Store Visits

The entire process from request to signing is handled online, saving you trips across Montgomery and the River Region.

Clear Terms

Our lending partners provide full disclosures of all fees and interest rates before you are asked to sign.

What Our Customers Say

Fast Help

I had a flat tire on the way to Maxwell AFB and didn't have the spare cash. The process was way faster than I expected and I got the $300 I needed.

Sarah Jenkins ·Montgomery, AL

Reliable

Found a lender through this site when my AC went out during an August heatwave. Really helped me out of a jam when the bank wouldn't.

Marcus Thompson ·Prattville, AL

Simple Process

I'm not great with computers, but the form was easy to follow and I got a call back from a lender within about an hour.

Linda Williams ·Millbrook, AL

Emergency Cash

Needed $400 for a medical bill. The rates are high, but it's clearly stated in the contract, and it solved my problem quickly.

Robert Davis ·Montgomery, AL

Great Service

The lender I was matched with was professional and explained the Alabama repayment rules. Money was in my account the next morning.

Elena Rodriguez ·Pike Road, AL

Payday Loan and Cash Advance Stores in Montgomery, Alabama

Borrowers in Montgomery can visit these local stores for immediate financial assistance or apply online through our matching service to find the right loan solution for their needs.

Check `n Go

2851 E South Blvd. STE C, Montgomery, AL 36116
Type Payday Loans
Hours Mon-Fri 10:00am - 6:00pm, Sat 10:00am - 2:00pm

LendNation

3405 Atlanta Highway, Montgomery, AL 36109
Type Payday Loans
Hours Mon-Fri 9:00am - 6:00pm

easymoney

1310 Eastern Blvd, Montgomery, AL 36117
Type Payday Loans
Hours Mon-Fri 9:00am - 7:00pm, Sat 9:00am - 4:00pm, Sun 11:00am - 5:00pm

1st Franklin Financial

6385 Atlanta Highway, Montgomery, AL 36117
Type Cash Advance
Hours Mon-Fri 8:30am - 5:30pm, Wed 8:30am - 1:30pm

LoanMax Title Loans

2740 East South Blvd, Montgomery, AL 36116
Type Title Loans
Hours Mon-Fri 10:00am - 6:00pm, Sat 9:00am - 2:00pm

TitleMax

5308 Atlanta Hwy, Montgomery, AL 36109
Type Title Loans
Hours Mon-Fri 9:00am - 7:00pm, Sat 10:00am - 2:00pm

TitleMax

3328 Atlanta Hwy, Montgomery, AL 36109
Type Title Loans
Hours Mon 9:00am - 7:00pm, Tue-Fri 9:00am - 6:00pm

LendNation

1501 Eastern Boulevard, Montgomery, AL 36117
Type Payday Loans
Hours Mon-Fri 9:00am - 6:00pm

1F Cash Advance

71 Commerce St, Montgomery, AL 36104
Type Cash Advance
Hours Mon-Fri 8:00am - 10:00pm, Sat 8:00am - 10:00pm

Advance America

3988 Atlanta Hwy., Montgomery, AL 36109
Type Cash Advance
Hours Mon-Fri 8:30am - 5:30pm

Check Into Cash

3600 Atlanta Highway, Montgomery, AL 36109
Type Payday Loans
Hours Mon-Fri 10:00am - 6:00pm

easymoney

932 Ann St, Montgomery, AL 36107
Type Check Cashing
Hours Mon-Fri 9:00am - 7:00pm

Montgomery Community Profile

Montgomery, the capital of Alabama, features an economy anchored by the public sector, healthcare, and military presence at Maxwell Air Force Base. While these institutions provide a stable employment base, the city faces significant economic challenges, including a poverty rate that remains well above the national average and a median household income below state and federal levels. For many residents, the high cost of transportation and limited wage growth create financial gaps, making short-term lending options a common recourse for managing unexpected expenses or seasonal cash flow imbalances.

Population
198,440
Median Income
$55,687
Poverty Rate
20.9%
Unemployment
2.6%

Household Income Distribution

Where residents fall on the income spectrum

Under $25K 23%
$25K - $50K 20%
$50K - $75K 17%
$75K - $100K 13%
Over $100K 27%

Transportation to Work

Drove Alone 80%
Carpooled 10.1%
Public Transit 0.4%
Walked 1.2%
Work from Home 7.3%
Other 1%

Class of Worker

Private Wage & Salary 73.6%
Government 22.4%
Self-Employed 3.8%
Unpaid Family 0.2%

Source: U.S. Census Bureau, American Community Survey 2023 1-Year Estimates; Bureau of Labor Statistics, December 2025

Frequently Asked Questions

What is the maximum loan amount in Montgomery?
Under Alabama state law, the maximum amount for a single payday loan is $500.
How soon can I get my money?
Many lenders in our network provide funding as soon as the next business day after your request is approved.
Do I need a good credit score?
Lenders often consider your income and employment history rather than just your traditional credit score.
Is Montgomery Quick Cash a direct lender?
No, we are a matching service that connects you with a network of third-party lenders.
What are the Alabama age requirements?
In Alabama, you must be at least 19 years of age to legally obtain a payday loan.
Can I have multiple payday loans in Alabama?
Alabama uses a statewide database to ensure a borrower's total outstanding payday loan debt does not exceed $500 across all lenders.
What happens if I can't pay on time?
If you cannot make a payment, contact your lender immediately. Alabama law provides for a one-time repayment plan under specific circumstances.
Are online payday loans legal in Montgomery?
Yes, payday loans are legal and regulated in Alabama under the Deferred Presentment Services Act, Alabama Code § 5-18A-1.

Ready to Get Started?

Get the emergency funds your Montgomery household needs as soon as the next business day.

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